TERMS OF SERVICE

Last updated: February 24, 2026

1. ACCEPTANCE OF TERMS

By accessing and using the website kameo-club.com operated by Kameo Club INC ("we," "our," or "us"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website or services.

2. SERVICES

Kameo Club INC is a direct business lender providing financial services including business term loans, working capital, equipment financing, and business lines of credit. All funding products are subject to application, approval, and underwriting criteria.

3. ELIGIBILITY

To use our services, you must be at least 18 years of age and have the legal authority to enter into binding agreements. By submitting an application, you represent that the information provided is accurate and complete.

4. USER RESPONSIBILITIES

You agree to:

5. SMS/TEXT MESSAGING TERMS

By opting in to receive SMS messages from Kameo Club INC,, including promotional and customer care messages you agree to the following terms regarding text message communications sent using an automatic telephone dialing system (ATDS):

Message Frequency: Message frequency varies based on your account activity and interactions. You may receive recurring messages.

Message and Data Rates: Message and data rates may apply depending on your mobile carrier plan.

Opt-Out: You may opt out of SMS messages at any time by replying STOP to any message you receive from us. You will receive a single confirmation message and no further texts will be sent.

Help: For assistance with SMS messaging, reply HELP to any message or email us at david@kameo-club.com.

Consent: Consent to receive SMS messages is NOT a condition of purchase or use of any services provided by Kameo Club INC.

No Sale of Mobile Data: We will not sell, rent, or share your mobile phone number or information collected through our SMS program with third parties for marketing purposes.

6. INTELLECTUAL PROPERTY

All content on this website, including text, graphics, logos, and images, is the property of Kameo Club INC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written consent.

7. DISCLAIMER OF WARRANTIES

Our website and services are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not guarantee that our website will be uninterrupted, error-free, or free of harmful components.

8. LIMITATION OF LIABILITY

To the fullest extent permitted by law, Kameo Club INC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services.

9. GOVERNING LAW

These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles.

10. CHANGES TO TERMS

We reserve the right to modify these Terms of Service at any time. Changes will be effective upon posting to this page. Your continued use of our website constitutes acceptance of the updated terms.

11. CONTACT US

If you have questions about these Terms of Service, please contact us:

Kameo Club INC
1925 Century Park E, Suite 500
Los Angeles, CA 90067
Email: david@kameo-club.com